401k Contribution Limit 2025 Catch Up Over 55. In 2025, employees may contribute up to $23,500 to a workplace 401(k), 403(b) and certain 457 plan, a $500 increase from the previous year. The 2025 401 (k) contribution limit for employees—the same as.
The individual retirement account (ira) limit was $1,500 per year when established in 1974. 4 the 401(k) limit was initially $45,475 in 1978 but was reduced to $7,000 by the tax.